.never-pay.svelte-1c1winx{position:relative;overflow:hidden;padding:clamp(3.9rem,7vw,5.5rem) 0;background:radial-gradient(circle at 88% 0%,rgba(216,176,120,.16),transparent 34rem),radial-gradient(circle at 0% 100%,rgba(154,111,71,.14),transparent 30rem),#211c18;color:#fffaf2}.never-pay.svelte-1c1winx:before{content:"";position:absolute;inset:0 0 auto;height:3px;background:linear-gradient(90deg,#211c18,#9a6f47 52%,#d8b078)}.never-pay__head.svelte-1c1winx{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(0,1fr);gap:clamp(2rem,5vw,4.5rem);align-items:center}.never-pay__eyebrow.svelte-1c1winx{margin:0 0 .85rem;color:#d8b078;font-size:.72rem;font-weight:700;letter-spacing:.18em;text-transform:uppercase}.never-pay__title.svelte-1c1winx{margin:0;color:#fffaf2;font-family:var(--font-serif);font-size:clamp(2.9rem,6.4vw,4.6rem);font-weight:500;letter-spacing:-.02em;line-height:.98;text-wrap:balance}.never-pay__lead.svelte-1c1winx{max-width:46ch;margin:1.25rem 0 0;color:#fffaf2c7;font-size:1.05rem;line-height:1.65;text-wrap:pretty}.never-pay__actions.svelte-1c1winx{display:flex;flex-wrap:wrap;align-items:center;gap:1rem 1.6rem;margin-top:1.8rem}.never-pay__cta.svelte-1c1winx{min-height:54px;padding:.95rem 2.4rem;background:#d8b078;color:#211c18}.never-pay__cta.svelte-1c1winx:hover,.never-pay__cta.svelte-1c1winx:focus-visible{background:#fffaf2;color:#211c18;transform:translateY(-1px)}.never-pay__link.svelte-1c1winx{color:#d8b078;font-size:.82rem;font-weight:700;text-decoration:underline;text-decoration-thickness:1px;text-underline-offset:3px}.never-pay__link.svelte-1c1winx:hover{color:#fffaf2}.never-pay__facts.svelte-1c1winx{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:1px;overflow:hidden;margin:0;padding:0;border:1px solid rgba(216,176,120,.26);border-radius:8px;background:#d8b07842;list-style:none}.never-pay__facts.svelte-1c1winx li:where(.svelte-1c1winx){display:flex;flex-direction:column;gap:.3rem;padding:1.35rem 1.4rem;background:#26201b}.never-pay__facts.svelte-1c1winx strong:where(.svelte-1c1winx){color:#fffaf2;font-family:var(--font-serif);font-size:clamp(1.9rem,3.2vw,2.5rem);font-variant-numeric:lining-nums;font-weight:600;letter-spacing:-.02em;line-height:1}.never-pay__facts.svelte-1c1winx span:where(.svelte-1c1winx){color:#fffaf2a8;font-size:.84rem;line-height:1.45}.never-pay__figure.svelte-1c1winx{margin:clamp(2.5rem,5vw,3.75rem) 0 0}.never-pay__figure.svelte-1c1winx figcaption:where(.svelte-1c1winx){margin-top:.9rem;color:#fffaf299;font-size:.8rem;line-height:1.5;text-align:center}.never-pay__belief.svelte-1c1winx{max-width:62ch;margin:clamp(2rem,4vw,2.75rem) auto 0;padding-left:1.1rem;border-left:2px solid #d8b078;color:#fffaf2d1;font-family:var(--font-serif);font-size:clamp(1.12rem,1.7vw,1.3rem);font-style:italic;font-weight:500;line-height:1.6;text-wrap:pretty}@media(max-width:860px){.never-pay__head.svelte-1c1winx{grid-template-columns:1fr;gap:2rem}}@media(max-width:640px){.never-pay.svelte-1c1winx{padding:3.5rem 0}.never-pay__title.svelte-1c1winx{font-size:clamp(2.6rem,13vw,3.2rem)}.never-pay__lead.svelte-1c1winx{font-size:.97rem}.never-pay__actions.svelte-1c1winx{flex-direction:column;align-items:stretch;gap:1rem}.never-pay__link.svelte-1c1winx{text-align:center}.never-pay__facts.svelte-1c1winx li:where(.svelte-1c1winx){padding:1.05rem 1rem}.never-pay__facts.svelte-1c1winx span:where(.svelte-1c1winx){font-size:.8rem}.never-pay__figure.svelte-1c1winx figcaption:where(.svelte-1c1winx){font-size:.76rem}}.faq-group__title.svelte-9tglhs{max-width:760px;margin:0 auto;color:var(--accent);font-family:var(--font-sans);font-size:.72rem;font-weight:700;letter-spacing:.18em;text-transform:uppercase}.faq-list.svelte-9tglhs{display:grid;gap:1rem;max-width:760px;margin:2rem auto 0}.faq-list--grouped.svelte-9tglhs{margin-top:1rem}.faq-item.svelte-9tglhs{position:relative;padding:1.4rem 1.6rem 1.5rem;background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);transition:border-color .2s ease,box-shadow .2s ease}.faq-item.svelte-9tglhs:before{content:"";position:absolute;top:1.4rem;bottom:1.5rem;left:0;width:3px;border-radius:0 3px 3px 0;background:var(--accent);opacity:.55}.faq-item.svelte-9tglhs:hover{border-color:var(--border-strong);box-shadow:var(--shadow-sm)}.faq-item__q.svelte-9tglhs{margin:0 0 .6rem;color:var(--ink);font-family:var(--font-serif);font-size:1.2rem;font-weight:600;letter-spacing:-.005em;line-height:1.3;text-wrap:balance}.faq-item__a.svelte-9tglhs{margin:0;color:var(--text-muted);font-size:.97rem;line-height:1.7;text-wrap:pretty}@media(max-width:640px){.faq-list.svelte-9tglhs{gap:.8rem}.faq-item.svelte-9tglhs{padding:1.15rem 1.15rem 1.2rem;border-radius:10px}.faq-item.svelte-9tglhs:before{top:1.15rem;bottom:1.2rem}.faq-item__q.svelte-9tglhs{font-size:1.08rem}.faq-item__a.svelte-9tglhs{font-size:.92rem}}